M.BRKPayments architect

Guides

Card payments, explained in plain English.

Short, practical guides to the parts of taking payment that catch businesses out. Written by Simon, payments architect at M.BRK, and checked against the current card scheme rules.

  • Card payments

    Pre-authorisation deadlines explained

    Reserving money on a customer's card is easy. Knowing how long you can safely wait before taking it is where businesses get caught out. Visa, Mastercard and Maestro deadlines in plain English.

    6 minute read · Reviewed October 2026

Start with a conversation

Tell me how you sell. I’ll show you how it should be paid for.

A first call takes about twenty minutes. No forms to fill in beforehand and nothing to sign.

Call Simon Book a call